Life Insurance

Our wide range of policies offer protection for both life-long and temporary needs with varying payment options. And, with our low rates, coverage with us promises a greater return than coverage with our competitors (putting more money in your family’s pockets when they need it most).

Single Premium Whole Life

Policy is issued at current age (ages 0 through 80) and insurance benefit purchased in one payment.

  • Low rates, using the most current mortality tables.
  • Minimum purchase amount is $3,000 to age 21, thereafter $2,000.
  • Quantity Discount: The higher the face amount of insurance, the lower the premium per $1,000.
  • Develops first-year cash values and within a few years, the cash value is equal to the premium paid.
  • Projected annual dividends are payable at the end of the second year.
  • Separate Male non-tobacco and tobacco rates, Female non-tobacco and tobacco rates.
  • Makes an excellent gift for children, grandchildren, nieces, nephews, godchildren, or heirs.
  • You will be insured for life. You will be a member of ISDA for life.

Ordinary Whole Life

Policy is issued at current age (ages 0 through 80) and insurance benefit purchased in annual payments for the duration of lifetime.

  • Low rates, using most current mortality tables.
  • Minimum purchase amount is $3,000 to age 35, thereafter $2,000.
  • Quantity Discount: The higher the face amount of insurance, the lower the premium per $1,000.
  • Builds cash value and provides other options.
  • Projected annual dividends are payable at the end of the second year.
  • Separate Male non-tobacco and tobacco rates, Female non-tobacco and tobacco rates.
  • You will be insured for life. You will be a member of ISDA for life.

20 Payment Life

Policy is issued at current age (ages 0 through 80) and insurance benefit purchased in only 20 annual payments.

  • Low rates, using most current mortality tables.
  • Minimum purchase amount is $3,000 to age 35, thereafter $2,000.
  • Quantity Discount: The higher the face amount of insurance, the lower the premium per $1,000.
  • Builds cash values and other non-forfeiture factors.
  • Projected annual are dividends payable at the end of the second year.
  • Separate Male non-tobacco and tobacco rates, Female non-tobacco and tobacco rates.
  • You will be insured for life. You will be a member of ISDA for life.

10 Year Renewable & Convertible Term

An insurance policy for temporary needs lasting a short period of time (10 years). This low cost insurance provides valuable protection when large amounts of insurance are needed for minimum cash outlay.

20 Year Guaranteed Convertible Term

A policy option for temporary needs lasting a medium length of time (20 years).

Juvenile Term to Age 30

This low cost term insurance provides valuable protection for children for minimum cash outlay.

To speak with a representative about our insurance policies


email us or call us at 844.937.4732

To speak with a representative about our products

Email Us

or call us at 844.937.4732