Annuities

No start up fees, no membership fees, no backend loads; and, interest accumulates tax deferred. Plus, with APYs up to 4.5%, when you compare our annuities with those offered at your local bank, we win every time (and so will you).

Platinum 8 | APY of 4.5%

  • Minimum Deposit $5,000 – Maximum $1,000,000
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges.
  • 4.50% interest rate is guaranteed for the 1st year.
  • Non-guaranteed renewal rate is 3.75% (years 2-8) then 3.0% (in year 9 on).
  • The minimum guaranteed contract rate is 2.0%.
  • 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Fraternal Benefit penalty free withdrawal.

Elite 8 | APY of 3.75%

  • Minimum Deposit $300 – Maximum $1,000,000
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges.
  • 3.75% interest rate is guaranteed for the 1st year.
  • Non-guaranteed renewal rate is 3.60% (years 2-8) then 3.0% (in year 9 on).
  • The minimum guaranteed contract rate is 2.0%
  • 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Fraternal Benefit penalty free withdrawal.

Premier 5 | APY of 3.45%

  • Minimum Deposit $300 – Maximum $1,000,000
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges.
  • 3.45% interest rate is guaranteed for the 1st year.
  • Non-guaranteed renewal rate is 3.25% (years 2-8) then 3.0% (in year 6 on).
  • The minimum guaranteed contract rate is 2.0%.
  • 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Fraternal Benefit penalty free withdrawal.

Choice 2 | APY of 2.5%

  • Minimum Deposit $300 – Maximum $200,000
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges.
  • 2.50% interest rate is guaranteed for the 1st year.
  • Non-guaranteed renewal rate is 2.50% (first 2 years) then 2.0% (in year 3 on).
  • The minimum guaranteed contract rate is 1.0%.
  • 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Fraternal Benefit penalty free withdrawal.

To speak with a representative about investing in an annuity


email us or call us at 800.457.4732

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or call us at 844.937.4732